Insuring Musical Instruments.?

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It's also worth checking exactly what's covered when you go for specialist musical instrument insurance. We also use Allianz Cornhill (formerly British Reserve), who cover instruments concealed in a locked vehicle. They did make an exception to the concealment bit for a double bass. They were also willing to insure a bass clarinet that I lend to various members of my orchestra, except if it's stolen by someone I've lent it to, which seems reasonable.

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